Jeevan Pramaan - Pensioner Plan

In 2014, the government had launched ‘Jeevan Pramaan’, an ‘Aadhaar-based Digital Life Certificate’ for pensioners. This initiative is in addition to the existing system of physical submission of Life Certificate by pensioners at the pension disbursing branches or any branch of SBI.

There are millions of Indian citizens who receive pensions. However, every year in November, a pensioner is required to submit her or his life certificate to the bank in order to continue receiving pension. As the name suggests, a life certificate is produced so as to confirm that an individual is alive and is receiving pension every month. However, to help citizens eliminate the need to visit banks on the specified date, the government launched Jeevan Pramaan. This comes as a major booster to senior citizens, as they can furnish their life certificate without even visiting any bank. By not furnishing life certificate, a person’s pension is put on hold until the procedure is followed.

Pension is the sole mode of income for most of the retired employees. Central and State Government employees also get a monthly pension after retirement. However, a beneficiary has to provide the life certificate every year in the month of November to continue receiving a pension in his pension account. It can be difficult at times for old or ailing pensioners to visit the bank to submit the life certificate every year. The government has come up with a solution to it and has introduced Digital Life Certificate or Jeevan Pramaan.

Jeevan Pramaan is a biometric-enabled Digital Life Certificate for pensioners where they can generate and share it with Pension Disbursing Agencies (PDAs). The facility is available for retired employees of Central Government, State Government and other government institutions.